Why Life Insurance   Who Should Buy It   What Type To Buy   How Much   About Us   Home    Small Business Owners Small business owners need to plan for the unexpected. The loss of a small business owner creates a complicated financial situation that may take a serious toll on both your family and your partners. Key man/woman business life insurance may be critical to the survival of your small business and everyone who depends on it. Suggestion for Small Business Owners: Term Life Insurance With our online term life insurance plan, BudgetGard, your premiums stay level for 1, 7, 15, or 20 years depending on which plan you choose, making it easy to budget for. Plus, BudgetGard term is the same type of life insurance policy that most financial experts recommend. It gives you pure life insurance protection for your business without any of those fancy add-ons that make other types of life insurance policies more expensive. Why do I need to buy life insurance? What type of life insurance do I need to buy? How much life insurance do I need to buy? We Value Your Security and Privacy Garden State Life Insurance Company League City, Texas For assistance call toll-free 1-800-638-8565 9 a.m. to 7 p.m. Eastern Time Monday through Friday. Copyright © 2006 Garden State Life Insurance Company. All Rights Reserved. Garden State Life is licensed in all 50 states and the District of Columbia. FAQ Contact Us